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> You’d think by your thirties you’d do some basic research.

I've often had thoughts like this, but had to just accept that people often don't do basic research. For another example, consider how many people work full-time (160+ hours per month) to make money, but have never bothered to take even a 2-hour course on how to manage it well. They spend all that time making money but no time on how to use it wisely. And then they make obvious mistakes. Unnecessary debt, lack of investments, complain that they never learned this stuff in school, etc. Not trying to sound judgmental, but I always found that surprising.





in my case i made money to not have to think about it, the whole managing money thing was/is repulsive to me.

i only started learning about that when i had kids, so i have something to leave them when i die.




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