UPI will work even without a smartphone, it will work on even with a basic feature phone, using USSD codes! That's called UPI 123PAY.
https://www.msn.com/en-in/money/news/upi-without-smartphone-...
This feature allows rural populations, poor people, small merchants, etc., to send and receive UPI payments, even without a smartphone.
So UPI has no dependency on Google or Apple, it can work on any basic phone that supports USSD codes feature!
I forget what the company was called, m-pay or something like that.
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UPI will work even without a smartphone, it will work on even with a basic feature phone, using USSD codes! That's called UPI 123PAY.
https://www.msn.com/en-in/money/news/upi-without-smartphone-...
This feature allows rural populations, poor people, small merchants, etc., to send and receive UPI payments, even without a smartphone.
So UPI has no dependency on Google or Apple, it can work on any basic phone that supports USSD codes feature!