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Well in the past,RBI has shown no remorse towards online currency, for example Paypal.

They had a free run, until RBI got into the scene. Now their business is as good as nothing.

It allowed many Indian paychannels to emerge though, Paytm is a good example.

Indian financial policy makers tend to have a "safe and proven first" attitude towards such things. No wonder, we fairly did better than many european countries, during the 2007-08 subprime losses fallout. Not a single bank defaulted, ICICI which had the highest exposure(if my memory serves me right), was still in black even after the write-off.



Could you please elaborate on Paytm? From what I see on their site they are more of utility payments site than true paychannel. Perhaps payzippy or payu are better examples?


Could you provide more info on what RBI did with regards to PayPal?





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